Scenario: To purchase a $500,000 property direct from developer the cash outlay for a first-time buyer from Cash and/or CPF Savings Account is as follows:
Booking Fee (5%): $25,000 Cash
On Signing Sales & Purchase Agreement (15%): $75,000 (Cash/CPF)
Stamp Duty: $9,600 (Cash/CPF)
Besides the downpayment, other fees such as stamp duty, ABSD (if applicable), legal fees (fees varies but approximately $2500) and mortgage stamp duty (capped at $500) are payable.
You can use your CPF savings to pay the outstanding legal and stamp fees if you apply to use CPF to buy the property.